Cardinal Bank is among the biggest economic organizations headquartered in Northern Virginia additionally the Commonwealth of Virginia. Cardinal Financial Corporation is composed of Cardinal Bank, George Mason Mortgage, and Cardinal Wealth Services. Cardinal also offers an ownership desire for Bankers insurance company. With banking workplaces conveniently based in Virginia, Maryland therefore the District of Columbia, we offer leading-edge technology and attention that is traditional detail and individual solution this is certainly the best.
The Cardinal Advantages
Cardinal Bank is aimed at assisting people and companies achieve their goals by understanding their economic requirements. Our bankers tune in to your tales. We learn about your aspirations and challenges. Then we head to work matching your preferences aided by the banking solutions that will help become successful. Your tale becomes our tale, too, once we find out about your specific situation and make an effort to deliver an exceptional, constant, and superior customer experience that combines value, convenience and attention that is personal.
We have been proud to provide many different services and products вЂ“ from your home mortgages to small company loans, individual and company deposit records, wealth administration solutions and business money management solutions вЂ“ providing the right mix of individuals, products to obtain probably the most of the banking relationship. We desire to have the honor of serving you and assisting you to pursue the chapter that is next of tale.
Subscriptions and Associations
Cardinal Bank is proud to become component of the subscriptions and associations:
- Virginia Bankers Association (VBA);
- Virginia Association of Community Bankers (VACB);
- United States Bankers Association (ABA);
- Independent Community Bankers Association (ICBA);
- Federal Deposit Insurance Corporation (FDIC).
Cardinal Bank provides many different checking, cost cost savings, cash market and certification of deposit records to meet up with the requirements of companies from those people who are simply getting started to those people who are mature.
Our checking services and services and services and products consist of:
- Company ChairmanвЂ™s Club Checking;
- Commercial Checking;
- Company Interest Checking;
- Just Company Checking.
2 Other Deposit Accounts
You can expect extra deposit records to guide your clientsвЂ™ needs or even to better help manage income:
- Escrow Manager;
- Interest on Lawyer Trust Accounts;
- Sweep Services;
- Zero Balance Accounts.
3. Savings and Money Marketplace
Earn significantly more with a cost cost cost savings or cash market account:
- Business Monster Cash Marketplace;
- Company Money Marketplace;
- Business Just Savings.
4. Certificates of Deposit (CDs) and CDARS
Earn much more with Certificates of Deposit or spend a large amount and retain FDIC coverage with CDARS.
5. Overdraft Protection
Cardinal Bank provides choices for overdraft security to greatly help avoid moments that are embarrassing costs with Overdraft Protection personal credit line or Savings/Money marketplace Overdraft Transfer.
6. Business Insurance
Company Insurance Services Offered Include:
- Property Coverage вЂ“ Buildings, Business Personal Property, Computer Equipment;
- Pro Liability вЂ“ Errors and Omissions, healthcare Malpractice, Directors and Officers obligation;
- General Liability вЂ“ Premises and Operations, Accidental Injury, Fire Harm, Employment Methods Liability;
- Commercial Cars;
- WorkerвЂ™s Compensation;
- Employee Benefits вЂ“ Major Health, Disability, Dental, Group Lifestyle, Key Worker Life Insurance Coverage, Voluntary Term Life Insurance;
- And much more.
Unless business has knowledgeable and experienced people that are focused on handling your worker your your retirement plan, you should look at employing an advisor that is financial focuses on 401(k) plans and it is as focused on your requirements when you are to your workers. All k that is 401( plans have a similar fundamental objective вЂ“ to serve as your retirement cost cost savings policy for employees. However, there are lots of 401(k) plan models that suit an array of certain business requirements. The 401(k) advisorвЂ™s part is always to assist you to set reasonable expectations, choose the best suited plan, then handle most of the components on a continuous foundation to aid make sure a successful plan.
A highly effective k that is 401( consultant is similar to a mentor, coordinating the task of these with particular expertise in a few areas. As you have actually the general obligation for the various plan functions, it is necessary which you choose an individual who can handle your whole, instead of just particular parts.
Keeping a suitable retirement policy for your business frequently appears like an intimidating task вЂ“ especially if you think about anything else that goes in managing a business that is successful. For all of us at Raymond James, it is certainly one of our specialties. As a whole, the part of a k that is 401( consultant could be segmented into:
- Developing a retirement that is overall strategy with particular objectives to have success;
- Evaluating and picking the appropriate service providers to meet your needs;
- Reviewing the program design conditions such as for example matching share formulas, revenue sharing allocations, etc.;
- Assisting within the design associated with investment policy declaration (IPS) to greatly help reduce your fiduciary liability;
- Handling the execution and change to providers that are new
- Serving while the contact that is primary all aspects of plan servicing;
- Offering plan that is ongoing;
- Handling worker interaction and investment training;
- Educating plan individuals about plan circulation alternatives, offer retirement cash movement analysis, and, whenever necessary, talk to retirees regarding investment asset allocation.
For more information or to schedule an appointment if you have any questions related to our bank, please feel free to contact us!